Undertaking

If the lender’s surveyor points to the need for repairs to the property, the mortgage offer may require you to carry out specific repairs within a set period of time – usually three or six months. This is a fairly normal procedure with older property, and in most cases will cover items which you will already have noted and intend to deal with by way of normal maintenance anyway. The building society or bank will endeavour to be realistic in this approach, but if you have any problems do come and talk to us about it, it is unlikely to be a major problem.